Car Loans Perth
Car loans that get you further.
New or used, dealer or private sale, we compare lenders to find a rate and structure that suits you, then handle the paperwork. So you can get on with finding the car.
How does a car loan work?
Who we help with car finance
Whatever your situation, we'll match you with a lender who'll look at it favourably, including lenders who are comfortable with self-employed income or less straightforward circumstances.
We arrange car loans for all sorts of buyers:
Car loan structures we arrange
The right structure depends on whether the car's for personal or business use, and how you manage tax and cash flow. We'll talk you through which suits you. For the tax treatment of any business or salary-related option, your accountant is the right person to confirm what works best.
Secured car loan
Unsecured car loan
Chattel mortgage
Commercial hire purchase
Novated lease
Low-doc options
How it Works
Three steps to
your next car.
Found the car? Here's what happens from your first enquiry through to picking up the keys.
Tell us what you're after
We compare and recommend
Funded, fast
Backed by 40+ trusted lenders
FAQS
Car loan questions we hear most.
Still working something out? These are the questions that come up most. If yours isn't here, get in touch and we'll help answer it.
How much can I borrow for a car?
It depends on your income, your existing commitments and the lender. Rather than guess, we'll look at your situation and come back with a realistic figure based on what lenders are actually offering.
What interest rate will I get?
That depends on factors like the car, the loan term, whether it's secured, and your circumstances. We don't set rates, we compare lenders to find the most competitive one available for your situation, and we'll always be upfront about what you're being offered.
Can I finance a car from a private sale?
Yes. We work with lenders comfortable with private-sale purchases, not just dealer sales. The process differs slightly from a dealer purchase, and we'll explain what's needed.
How quickly can I get approved?
For straightforward applications, approval and settlement can happen within 24 to 48 hours. We'll give you a clear timeframe upfront.
Will applying affect my credit score?
Asking us for a quote won't. We assess your options with a soft credit check that leaves no mark on your file. A hard enquiry only happens once you choose a lender and proceed with a formal application.
See what you could borrow.
Tell us what you're looking to finance and we'll compare lenders to find the right structure and rate. It takes a few minutes, with no impact on your credit score.
