Leisure Asset Finance Perth

Finance for the good stuff.

Boats, caravans, motorbikes, jet skis, whatever gets you out on the water or off on the next trip. We compare lenders to find the right loan, so you can make the most of what WA has to offer.

Close-up of sailboat rigging and ropes with calm water and distant shoreline in the background.

What is a leisure asset loan?

A leisure asset loan is finance for the things you use to enjoy WA, boats, caravans, motorbikes and jet skis.
It works much like a car loan. You borrow to buy the asset and repay it over an agreed term, often with the asset itself as security. We compare lenders across our panel to find a loan that suits the asset and your budget, then handle the process from enquiry through to settlement.
Man with beard cleaning or repairing a suspended dirt bike in a workshop with large windows.

What we finance

WA is built for getting outdoors, and we finance the gear that gets you there. Caravans and boats are especially popular with our clients, but we also finance other leisure assets.  

Some of the most common:

Motorbikes
Jet skis
Caravans and camper trailers
Boats and watercraft

What makes leisure finance different?

Financing a boat or caravan isn't quite the same as financing a car, and it's worth knowing why before you start.
Lenders look more closely at the type and age of the asset, and whether you're buying privately or through a dealer. An older boat or a private-sale caravan can be assessed differently to a new model from a dealer, which affects the rate, the term and which lenders will take it on.

That's where a broker earns its keep. We know which lenders are comfortable with which assets, so instead of getting knocked back or stuck with a poor rate, we point you straight to the ones likely to back your purchase.
White caravan parked on a sandy beach with ocean waves and clear sky in the background.

How it Works

Three steps and you're ready to go.

Getting you out there doesn't take long. Here's what happens from your first enquiry through to the keys being yours.

01

Tell us what you're after

Start by filling out our online quote form. Let us know what you're looking to buy and roughly what you'll spend.
02

We compare and recommend

We match the asset and your situation to the right lenders across our panel, and come back with clear options.
03

Funded, fast

Once you're happy, we handle the application through to settlement, so you can get out and enjoy it sooner.

Backed by 40+ trusted lenders

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“The whole process couldn't have been easier.”
Dean Carter
Leisure Asset Loan
Felt prioritised from the very first minute. Easy communication. Smooth sailing all the way through to the finish line. Highly recommend.

FAQS

Leisure asset loan questions we hear most.

Still working something out? These are the questions that come up most. If yours isn't here, get in touch and we'll help answer it.

Can I finance a private sale?

Yes. Plenty of leisure assets are bought privately rather than through a dealer, and we work with lenders who are comfortable with private sales. The terms can differ from a dealer purchase, and we'll explain what to expect.

Can older boats or caravans be financed?

Often, yes. Lenders assess the age and condition of the asset, which can affect the rate and loan term, and some older assets are easier to finance than others. We'll match you with a lender comfortable with what you're buying.

What deposit do I need?

It depends on the asset, the lender and your situation. Some loans can be arranged with little or no deposit. We'll give you a clear picture once we know what you're after.

How long can the loan term be?

Loan terms vary by asset type and lender, and tend to reflect the age and expected life of the asset. We'll talk you through the options and what they mean for your repayments.

How quickly can I get approved?

For straightforward applications, approval and settlement can happen within 24 to 48 hours. We'll give you a clear timeframe upfront.

Will applying affect my credit score?

Asking us for a quote won't. We assess your options with a soft credit check that leaves no mark on your file. A hard enquiry only happens once you choose a lender and proceed with a formal application.

Ready to get out there?

Tell us what you're looking to finance and we'll compare lenders to find the right loan for it. Easy to start, with no impact on your credit score.

A winding coastal road next to a rocky white sandy beach with clear turquoise water.