Personal Loans Perth
The funds you need, for whatever's next.
Whatever you're funding, we compare lenders to find a personal loan that suits your budget, then handle the rest. No jargon, no pressure, no guesswork
What is a personal loan?
What people use personal loans for
People come to us for personal loans for all sorts of reasons. These can be unsecured, some can be secured for a better rate. We'll point you to whichever suits.
Some of the most common:
Secured or unsecured?
Most personal loans are unsecured, but it's worth knowing the difference, because it affects your rate and how much you can borrow. Not sure which suits you? That's what we're here for. We'll explain the trade-offs and recommend what makes sense for your situation.
Unsecured personal loans
Secured personal loans
Why use Prime for your personal loan?
It's easy to apply directly with a bank or an online lender, but you only see their products, and every application can leave a mark on your credit file. Here's what working with Prime gets you instead.
One enquiry, not ten
A straight answer on rates
We handle the paperwork
No impact on your credit score
Applying yourself, or through Prime?
How it Works
Three steps to the funds you need.
Personal loans move quickly once we know what you're after. Here's what happens from your first enquiry through to funds in your account.
Tell us what you're after
We compare and recommend
Get approved and settled
Backed by 40+ trusted lenders
I highly recommend Prime Finance to anyone looking for reliable financial support and exceptional customer service.
FAQS
Personal loan questions we hear most.
Still working something out? These are the questions that come up most. If yours isn't here, get in touch and we'll help answer it.
What can I use a personal loan for?
Almost anything personal: debt consolidation, a wedding, a holiday, home renovations, or an unexpected expense. Unlike asset finance, the funds aren't tied to a particular purchase, so you can use them as you need.
Can I consolidate my debts with a personal loan?
Yes. Debt consolidation is one of the most common reasons people come to us. Rolling multiple debts into a single loan can simplify your repayments and, depending on the rates involved, may reduce what you pay each month. We'll help you weigh up whether it makes sense for you.
How much can I borrow?
It depends on your income, your existing commitments and the lender. Rather than guess, we'll look at your situation and come back with a realistic figure based on what lenders are actually offering.
How quickly can I get the funds?
For straightforward applications, funds can come through within a couple of days. We'll give you a clear timeframe upfront once we understand what you need.
Will applying affect my credit score?
Asking us for a quote won't. We assess your options with a soft credit check that leaves no mark on your file. A hard enquiry only happens once you choose a lender and proceed with a formal application.
See what you could borrow.
Tell us what you're after and we'll compare lenders to find a loan that suits your budget. It takes a few minutes, with no impact on your credit score.
